Family income benefit is similar to life insurance in that it is designed to pay out a tax free cash lump sum upon the death of the policy holder. Unlike life insurance, however, this is paid out as a regular tax free income until the end of the policy term, as opposed to one lump sum. This is more suitable for clients who want their dependents to receive a regular income as opposed to having to deal with one large lump sum.

One of our brokers will help you to make the following choices:

How much cover do you need?
​With the help of an adviser you can select a suitable amount of cover.

What type of cover do you need?
The amount of cover can be fixed or can be linked to inflation so the amount paid out retains its real value based on the cost of living and provide a cost effective way of providing your family with a regular income if you are not around.

How long do you need the cover for?
The policy term can be tailored to fit your families future plans and allows you to take your youngest child to the age of 18 or 21, depending on their study plans to ensure they are covered until they reach working age.

As with all insurance policies, conditions and exclusions will apply.

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