Life Insurance pays out a tax free cash lump sum upon the death of a policyholder. This amount can be used for any purpose by the beneficiaries.

One of our brokers can help you to make the following choices:

How much cover do you need?
Life Assurance can be set up to cover the balance of your mortgage plus fees or for a different amount based on other liabilities or a figure you choose to provide extra support to your family.

What type of cover do you need?
Policies can be set up on a level term basis at a fixed amount of cover which known as the sum assured for a defined term, which is called level term or on a decreasing basis where the cover decreases over the term of the policy. The second option is called decreasing term cover.

How long do you need the cover for?
Policies can be set up to run alongside your mortgage term, to your retirement age or even for your entire life on whole of life basis.

As with all insurance policies, conditions and exclusions will apply.

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