Life Insurance

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Life Insurance pays out a tax free cash lump sum upon the death of a policyholder. This amount can be used for any purpose by the beneficiary.

There are a number of different options to consider.

How much cover do you need?

Life Insurance can be set up to cover the balance of your mortgage plus fees or for a different amount based on other liabilities or a figure you choose to provide extra support to your family.

What type of cover do you need?

The amount of cover is known as the sum assured. Policies can be set up at a fixed amount of cover which is called level term or on a decreasing basis, where the cover decreases over the term of the policy.

As with all insurance policies, conditions and exclusions will apply.

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